Currency
Sri Lankan Rupee (LKR)
Pay ordinary local expenses in Sri Lankan rupees. Some dive operators advertise USD prices, but clarify the accepted payment currency, local exchange calculation, bank surcharge, inclusions and taxes before purchase. Cards may work in larger lodging venues while markets, small vehicles and vendors may require cash.
Cash machines and bank services are available in larger towns such as Negombo, but machine operation, foreign-card acceptance, withdrawal limits and cash availability vary. Carry a backup payment method and small local notes; do not assume an ATM will be available at a particular Marawila hotel.